The holiday season is right around the corner.
Follow these tips for a safe online shopping experience.
Keep a Record. Save or print a confirmation of your transaction.
Find a Phone Number. If you find a phone number you can be sure the company is committed to customer service.
Never Buy From Spammers.Remember, if it seems too good to be true, it probably is.
Verify an Item's Value. If a manufacturer is selling something well below the market value, something is probably wrong.
Use Credit Cards. Debit cards typically have limited fraud-tracking capabilities.
Get a Temporary Credit Card Number. Many credit card companies allow customers to generate temporary credit card numbers that you can use just once or revoke at any time. Companies that offer this service include MBNA, Citibank, and Discover.
Check for Security. Don't enter any information into an online form unless you are certain that the Web site is secure.
Never Give Personal Data. You should never be asked for your SSN or other personal information.
Read the Fine Print. Most reputable companies will post their privacy policy in an easy-to-read place on the site.
Act Responsibly. Your online and offline behavior should be generally the same.
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